Your Oklahoma Trusted Lender
Local Oklahoma home loans for buyers in OKC, Edmond, Moore, and surrounding areas — including FHA, VA, USDA rural, and Chenoa Fund down payment assistance.
Your Oklahoma Trusted Lender
Your local connection for Oklahoma home loans. Whether you're buying a home in OKC, Edmond, Moore, or looking for rural USDA financing outside the city, our local experts are here to help.
Oklahoma Branch
4045 Northwest 64th Street, Suite 305
Oklahoma City, OK 73116
Direct Local Line
Phone: 405-393-6436
Call tracking active for quality assurance.
Branch Manager
Jason Lepik • NMLS #220565 • OK: MLO38875
Meet our Branch Manager →
Branch Hours
Monday - Friday: 8:30 AM - 5:30 PM CST
Saturday: By Appointment
Speak with an OKC Loan Expert
Get a personalized rate quote for your Oklahoma home.
Navigating the Oklahoma Real Estate Market
Oklahoma offers incredible housing affordability, but securing the right financing makes all the difference. Our local OKC branch understands the nuances of closing loans in the metro area as well as securing rural financing for properties outside the city limits.
From fast-tracking FHA appraisals to pairing FHA loans with Chenoa Fund down payment assistance, our localized processing ensures your loan is handled efficiently without out-of-state delays.
USDA Rural Loans
100% financing with zero down payment required for eligible properties in designated rural areas across Oklahoma.
Chenoa Fund DPA
Down payment assistance of 3.5% or 5% paired with FHA loans — repayable and forgivable options available with no first-time buyer requirement.
FHA Mortgages
Highly popular in OKC, offering lower credit score requirements and down payments as low as 3.5%.
Conventional Loans
Excellent rates for borrowers with strong credit, perfect for the growing suburbs of Edmond and Norman.
VA Loans
Zero-down financing with no PMI for Oklahoma's veterans, active-duty military, and eligible surviving spouses.
Jumbo Mortgages
Competitive high-balance financing for premium properties in Nichols Hills, Edmond, and other upscale OKC neighborhoods.
DSCR Investor Loans
Investor financing qualified by rental property cash flow — ideal for Oklahoma City rental portfolios.
Second & Vacation Home Financing
Loan programs for second homes and getaway properties in Broken Bow, Grand Lake, and across Oklahoma.
What Our Oklahoma Clients Say
"We wanted to buy outside of city limits and didn't know if we'd qualify. The team set us up with a USDA loan so we bought our home with absolutely zero down payment!"
"The communication was stellar. We were kept in the loop via text every step of the way, and we closed on our house in Moore a week earlier than expected."
"I used the Chenoa Fund DPA program for my first house in Edmond. The loan officer explained every single document clearly and made me feel entirely confident at the closing table."
Oklahoma Mortgage FAQs
OKC-metro expertise — USDA, OHFA, Chenoa DPA, and storm-zone insurance pricing.
Still have questions?
Talk to a local Oklahoma City loan officer — no obligation, no pressure.