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Market Insights Articles

Plain-English guides written by local loan officers serving San Diego, San Antonio, Colorado Springs, Oklahoma City, and Sarasota.

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Market Insights•May 15, 2026•8 min read

Myths About Mortgage Interest Rates and How to Win in a Competitive Market

The biggest mortgage rate myths costing buyers money — plus the proven strategies that win in competitive markets like San Diego, San Antonio, Colorado Springs, Oklahoma City, and Sarasota.

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Market Insights•May 14, 2026•7 min read

Federal Reserve Interest Rate and the Impact on Mortgage Rates Today

How the Federal Reserve's interest rate decisions actually affect mortgage rates today — what the Fed controls, what it doesn't, and what borrowers should watch instead.

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