Florida VA Home Loans
Florida is home to more than 1.4 million veterans — and we're proud to help them buy and refinance with their VA benefit. $0 down payment, no PMI, and competitive rates across the entire state. Our loan officers specialize in VA loans and walk you through every step.
Florida VA Loan Benefits
- ✓ $0 down payment on primary residences
- ✓ No private mortgage insurance (PMI)
- ✓ Lower rates than conventional loans
- ✓ VA Jumbo loans available for high-cost FL counties
- ✓ VA IRRRL streamline refinance
- ✓ Funding fee waived for disabled veterans
Eligibility for Florida Veterans
If you've served 90+ days active duty (or 6+ years Guard/Reserve), you likely qualify. We'll pull your COE for you.
Start My VA LoanVA Loans Across Florida
We close VA loans in every Florida county — Tampa Bay, Bradenton-Sarasota, Jacksonville, Orlando, Miami, Pensacola, Cape Coral, Fort Myers, Naples, Gainesville, and Tallahassee. With major bases at MacDill AFB, NAS Jacksonville, NAS Pensacola, and Patrick SFB, we understand military relocations and PCS timelines.