The Best Mortgage Program for Me

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VA LOAN

100% Financing

Lower interest rate

No mortgage Insurance required

Less restrictive credit score 

Seller can contribute to closing costs.

VA benefits are reusable 

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FHA LOAN

Down Payment as low as 3.5%

Fixed or adjustable rate (ARM) options.

Lower Interest rates

Less restrictive credit score

Seller can contribute up to 6% towards closing costs.

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CONVENTIONAL LOAN

First-Time homebuyer programs available

Fixed or adjustable rate (ARM) options

Down payment as low as 3%

Fewer restrictions than government backed loans

Requires higher credit scores

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USDA LOAN

No down payment required

competitive interest rates

Minimum credit score of 620+

No PMI required

Seller can contribute to closing costs

Property must be in a eligible USDA approved area

Income restrictions.

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